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The Power of Compound Interest

Submitted by Renaissance Advisors on August 10th, 2017

Remember your mid-twenties when retirement seemed like a lifetime away, and living paycheck to paycheck was not only the norm, but your reality. ‘If only I knew then what I know now’ can be heard echoing throughout offices in banks around the country.

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Video: Retire to Happiness - Tips to Thrive in the Next Chapter of Life

Submitted by Renaissance Advisors on August 10th, 2017

Let your golden years shine when you set a vision of what you want your life in retirement to be with these tips on family, health and more!

 

A Strange New Normal

Submitted by Renaissance Advisors on July 12th, 2017

Well it is official, as of this morning that the Fed is not even masking its market manipulation.  Chair Yellen released her written testimony that she planned to present to Congress.  She details that we do not have the desired target inflation or inflationary pressure building at a significant pace and still plans on gradual rate increases and gradual un-winding of the Fed's bal

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Look out Below?

Submitted by Renaissance Advisors on June 9th, 2017

That may very well be what the markets are signaling.  We have seen higher close after higher close for weeks now that defies logic.  Fundamentals and technicals aside, the market will have to run out of breath at some point – I look at this market like a runner or biker that hasn’t paid enough attention to his nutrition or pace (read earnings and economic growth) and is c

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Game of Life: Financial Planning At Every Age

Submitted by Renaissance Advisors on May 2nd, 2017

If you’ve ever played the Game of Life board game, it becomes clear that compressed into the colorful path there are various stages of life. Each stage holds its own major financial challenges as well as prospective profits in addition to surprises (new baby!) and forks in the road.

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Why Should I Buy an Annuity?

Submitted by Renaissance Advisors on January 13th, 2017

Annuities are more than just financial products. They are financial solutions that fill a need or address a concern, whether it is for tax savings, guaranteed income for life, portfolio stability, guaranteed growth, or simply some peace-of-mind.  But, they are also somewhat complex, which is, perhaps, why some people shy away from them.

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Should You Take Early Social Security Retirement Benefits?

Submitted by Renaissance Advisors on January 5th, 2017

Most people are aware that they can begin collecting their Social Security retirement payout at age 62, and, in doing so, they are informed that they will be collecting a reduced benefit. And most people also know that, the longer they wait to collect benefits, they will receive a higher monthly benefit.

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Don’t Like Where You are Financially? Change Your Behavior

Submitted by Renaissance Advisors on January 3rd, 2017

When people decide that they need to eat healthier or lose weight, they know that they have to change their behavior. That’s easier said than done for most, which is why programs like Nutrisystem and Weight Watchers are so popular; because they provide a system for automatically controlling portions and nutrition.

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Your Wealth is Exposed without Personal Liability Coverage

Submitted by Renaissance Advisors on November 2nd, 2016

You’re entertaining some friends at your house and everyone is having a marvelous time. Suddenly you hear a crash in the kitchen and you race to investigate. You find one of your friends laying flat on her back, unconscious.

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Your Longevity Compounds the Inflation Risk of Your Retirement Income

Submitted by Renaissance Advisors on November 2nd, 2016

It has only been since the Baby Boomer generation began to cross the retirement threshold that we’ve had to seriously confront the new challenge of our longevity.

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